How is my money insured on EARN?

We are working on integrating EARN with multiple decentralized insurance protocols/providers as options for portfolio allocation. The initial allocation also includes 10% of the total value locked (TVL) allocated for insurance - but this value may be changed by future governance proposals. Funds allocated to insurance do not accrue earnings.

In addition to insurance, the diversification of funds across multiple earnings providers gives another layer of robustness to the system, as a hack or insolvency by a single provider cannot compromise the entirety of the funds.