The EARN Loyalty Program is divided into a level system. First, let us show you how they’re set up:
EARN Levels
Level |
APY range |
L1 | from 0% up to 7% |
L2 | from 7% up to 11% |
L3 | from 11% up to 15% |
L4 | from 15% up to 19% |
L5 | from 19% up to 21% |
L6 | from 21% and above |
There are four factors working to increase your EARN level (and yield):Amount of USD deposited in EARN;
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Amount of USD deposited in EARN;
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Amount of MINT held in the wallet;
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Amount of time USD is kept in EARN;
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Receiving the rewards in MINT tokens.
Here’s a handy image that explains the various possible combinations to increase your Level:

Your EARN Level will be defined by the sum of the base APY rate and the extra APY you are generating. To give a practical example:
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If you have $12K deposited on EARN, plus 6K MINT tokens, you hold your funds for at least 10 months and you are receiving your rewards in MINT tokens, this would get you 2% from the amount of USD + 1% from the amount of MINT + 3% from the amount of time + 2% from receiving in MINT, for a grand total of 8%, on top of your base APY rate.
Following this example, to increase your level you’d have to either increase the amount of USD deposited in EARN, the number of MINT tokens held in your wallet, or just leave it there for a bit longer.
Want to go into further detail? Check out our Medium article on the Loyalty Program.
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